Not unless you need to come by after hours. Drop in anytime, Monday thru Friday 7:30 a.m. to 5:00 p.m.
Allow approximately 15-20 minutes for the estimate to be written. If there is a substantial amount of damage, or you have an unusual vehicle (such as a specialty sports car), it may take up to 30 minutes to inspect your vehicle and write the estimate.
We work with all insurance companies. Bring us the estimate and we will contact your insurance company if the estimate does not cover all the related damage. We can also work with estimates from other body shops – so feel free to bring them by!
Yes! We will order parts in advance of your appointment directly from your insurance estimate, there is no need to stop in. We could possibly have a few questions you could easily answer over the phone
Yes you can, the repair process will go faster, we can write a more through estimate.
An estimate is only an estimate. Vehicles are designed (e.g. bumpers) to cover support systems, brackets, impact absorbers, steel reinforcements, intrusion bars, etc. in a manner that makes it impossible to see all the damage. Once we disassemble the damaged area(s) we may uncover additional damage in need of repair, or additional parts that need ordered. Your insurance company is very aware of this. When they write an estimate they will advise you to take their estimate to a body shop and have the shop call them if additional damage is noticed.
Without question, the shop who repairs your vehicle is responsible for the repair. You, the consumer, are responsible for the deductible as well as for the cost of the repair. Your insurance company is responsible for reimbursing you for the cost of the repair. Obviously, choosing an insurance company and repair shop is very important and should be done carefully.
Yes!! You have the right to have your car repaired at any shop that you choose. A common misconception is that you are required to get more than one estimate when seeking repair work. This is not the case — no law requires you to get more than one estimate. You are free to choose any reputable repair provider that you wish. Your insurance company is required, by law, to pay the reasonable cost to restore your vehicle to pre-accident condition according to the coverage you purchased. Your insurance policy will specify what coverage you have.
An honest repair shop will always say “no.” Here’s why:
Your insurance policy is a contract between you and your insurance carrier. It basically says that if you have a collision loss, you are responsible for the first portion of repairs (your deductible) and the insurance company will pay the rest. If we do fewer repairs than agreed with the insurance company, you are still responsible for the initial amount, the deductible. Any reduction should correctly go back to the insurance company.
We will make every effort to ensure your damaged vehicle is repaired quickly, but how long it takes is determined by the amount and severity of the damage. Southern KY Collision Repair will make the repair in as short a time as possible; however, we will not sacrifice quality for the sake of time. Repair time also depends on the type of vehicle and the availability of parts. The more common the car, the more likely the parts will be available. Often times after we disassemble the vehicle, hidden damage is found. If this is the case, a supplemental estimate must be written and the additional repairs and parts needs approved by your insurance company. YOU WILL BE NOTIFIED IMMEDIATELY IF THIS IS THE CASE. We can only offer our educated opinion as to when the vehicle will be completed. What we tell you may not always be what you want to hear, but at Southern KY Collision Repair, we feel it is our responsibility to be as honest and forthright as possible.
We have towing services available 24 hours a day, 7 days a week. If you call after hours, the towing company will bill Southern KY Collision